Know Exactly What Your Practice
Is Leaving Behind.

The average physician practice operates at an 82–87% net collection ratio, meaning 13–18% of earned revenue is never collected. For a $1M annual practice, this represents $130,000–$180,000 per year in preventable revenue loss — not from bad debt, but from billing failures that accumulate across thousands of claims. The primary drivers are unworked denials (50%+ of denied claims in average practices receive no follow-up), systematic coding undercoding, eligibility and authorization failures, stale payer contracts paying 15–30% below market, and inadequate patient balance collection. Use Xecta’s Revenue Loss Calculator to estimate your specific monthly leakage. Source: MGMA DataDive 2024.

A denial rate below 5% is the best-practice benchmark per MGMA and HFMA. The national average is 11–13%. Denial rates vary by specialty — primary care and dermatology target below 7%, while oncology/hematology averages 13–19% due to prior authorization complexity. Use the Denial Rate Calculator to compare your rate against the 2026 benchmark and identify root causes, or the Specialty Benchmark Tool to see the specific target for your specialty and practice size.

A net collection ratio (NCR) of 94–97% is the best-practice benchmark per MGMA DataDive. The national average is 82–87%. NCR measures the percentage of collectible charges (after contractual adjustments) that are actually collected. Every percentage point below 94% on a $1M practice equals approximately $10,000 in annual uncollected earned revenue. NCR benchmarks vary by specialty — dermatology and ophthalmology typically achieve 95–97% while behavioral health and SUD practices have inherently lower achievable benchmarks due to payer mix. See the Specialty Benchmark Tool for benchmarks specific to your specialty and practice configuration.

Yes — completely free, with no sign-up, no email address, and no sales contact triggered by using them. All 8 calculators run entirely in your browser. No data you enter is transmitted to Xecta or stored anywhere. Results are generated instantly using your inputs and our benchmark database. You can use any calculator as many times as you want without any obligation. The free practice audit — which analyzes your actual billing data — is offered at the end of each calculator result but is never required.

Start with the Practice Financial Health Quiz if you want a broad overview across all six revenue cycle dimensions simultaneously — it takes 4 minutes and gives you a prioritized list of where to focus. If you have a specific concern, go directly: high denial rate → Denial Rate Calculator; general revenue leakage → Revenue Loss Calculator; too many rejected claims → Clean Claim Rate Calculator; evaluating outsourcing → In-House vs Xecta; provider burnout from documentation → Provider Productivity; MIPS compliance → MIPS Estimator; specialty comparison → Specialty Benchmarks.

The calculators use your self-reported inputs alongside benchmark data from MGMA DataDive, HFMA MAP Keys, and CMS QPP data to produce estimates. They are designed to give directional, benchmark-grounded insight rather than audit-grade precision. Results are as accurate as the inputs you provide — use actual figures from your billing system when available, or your best estimates for an approximate picture. For specific, validated findings with dollar-impact analysis based on your actual claims data, Xecta offers a free practice audit that delivers written findings in 5–7 business days.